Bhala, R., "Legal Foundations of Large-Value Transfer Systems", in B. Summers (editor), The Payment System: Design, Management and Supervision, International Monetary Fund, 1994.

Bank for International Settlements, Committee on Payment and Settlement Systems of the central banks of the Group of Ten countries, Payment Systems in the Group of Ten Countries, Basle, December, 1993.

Datt, S. and A. Shanmugham, "New Data on Payment Systems in Developing Countries", Payment Systems Worldwide, Spring 1994.

Horii, A. and B. Summers, "Large-Value Transfer Systems," in B. Summers (editor), The Payment System: Design, Management. and Supervision, International Monetary Fund, 1994.

Humphrey, D., Payment Systems: Principles, Practice and Improvements, Financial Sector Development Department, The World Bank Technical Paper No. 260, 1995.

Listfield, R. and F. Montes-Negret, Modernizing Payment Systems in Emerging Economies, Policy Research Working Paper 1336, Financial Sector Development Department, The World Bank, August 1994.

Parkinson, P., J. Stehm, A. Gilbert, E. Gollob, L. Hargraves, R. Mead, and M. Taylor, Clearance and Settlement in U.S. Securities Markets, Staff Studies #163, Board of Governors of the Federal Reserve System, Washington, D.C., March 1992.

Sendrovic, I., "Technology and the Payment System", in B. Summers (editor), The Payment System: Design, Management and Supervision, International Monetary Fund, 1994.

Background Material:

Bank for International Settlements, Large-Value Funds Transfer Systems in the Group of Ten Countries, Basle, May 1990.

Bank for International Settlements, Report of the Committee on Interbank Netting Schemes of the Central Banks of the Group of Ten Countries, Basle, November 1990 (Lamfalussy report).

Bank for International Settlements, Committee on Payment and Settlement Systems of the central banks of the Group of Ten countries, Central Bank Payment and Settlement Services with Respect to Cross-Border and Multi-Currency Transactions, Basle, September 1993.

Boeschoten, W., Currency Use and Payment Patterns, Financial and Monetary Policy Studies, Vol. 23, Kluwer Academic Publishers, 1992.

Committee of Governors of the Central Banks of the Member States of the EEC, Payment Systems in EC Member States. September 1992.

Committee of Governors of the Central Banks of the Member States of the EEC, "Minimum Common Features for Domestic Payment Systems", Working Group on EC Payment Systems, November 1993.

National Commission on Electronic Fund Transfers, EFT in the United States, Washington, D.C., 1977.

Thomsom, F., GIRO Credit Transfer Systems. Macmillan Company: New York. 1964.